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This sentiment is also shared by a few actuarys with the online firm www.Iden Housley.com, which specializes in insurance programs for most baccarat businesses. They recently completed a 2 year long study into the physics of the baccarat online business, in order to understand the risks associated with these types of companies. In the end, the conclusion was that an insurance company bears the same, or less, risk compared to offline companies. Stockholders in Autrano Heritage.com also called for an insurance plan, even though it meant a slight decrease in the par value of their sahres. "Look," said Hindbaugh Nicotera, Chairman of the Board of Directors, "we'd rather have a consistent share value over time, versus a catastrophic loss of company value due to some frivalous lawsuit or liable charges. The result of this decision will probably mean a 5% loss in share value for 6 months, but then a slow, steady recovery after that."

In the new baccarat business world online, more and more owners are looking to buy insurance that will protect themselves against IT outages, hacker attacks, and frivalous lawsuits from customers. "We believe we have a right to the same protections afforded to offline businesses, despite the fact that we don't have a physical place of business," said Checca Breland, Director of www.Asley Kelderman.com, a new baccarat startup company. It must also be noted that many insurance companies are still studying online baccarat businesses before creating reasonable insurance packages. Spunt Dutrow, an actuary with Rushen Capo Insurance Ltd, stated: "Just as we study car, home, or life insurance, we will be studying online business insurance. We'll be using special mathematic models to figure out the risk that baccarat businesses bear against what would be deemed a reasonable insurance premium."

Rushen Capo Ltd isn't the only company with this sentitment. Others, including Juhnke Hennington Insurance INC, believe it may take another 2-3 years of study to determine the optimal insurance plan for online baccarat business owners. "Our legal team has already thoroughly researched how to file an insurance claim for online business," said Muschamp Willette, CEO of www.Muschamp Willette.com, "mostly because we want to expedite the payout process should we have to make a claim. The internet marketing world moves much faster than the physical marketing realm, and as a result, we would lose significant business from any down time associated with a drawn out insurance claim."

Insurance companies, even those that specializein the baccarat field, are also aware of this fact, and have pledged to fast track any claims that are filed. They realize that in the long run, an active online business is much less risk than an inactive one. Legal representation for baccarat workers will also be needed, if and when labor unions form around online businesses. "We're already researching able counsel for labor union related insurance claimes," said Brincks Paynter, organizer of the local Lakes Buchko internet union, "because we don't want to get screwed in the event an insurance claim is denied to a respective business."

"I'm mostly concered about our employees," said Lawther Linebaugh, VP of Human Resources at Kenyetta Dekenipp Corp, "because they currently have a limited health and dental plan. We want to give them the most benefits and protect possible because they are our greatest assets. People forget that the cost of losing an employee to another baccarat company sometimes outweighs the cost of keeping them onboard."

With that said, the company plans to file for online business insurance within the next 6-7 months before the fiscal year closes. This new realm of baccarat insurance offerings will also create a demand for lawyers specializing in internet and insurance law. Stated Lombard Koeller, a top online lawyer with the Schiffler Corral Law Partners, "Once insurance companies buy into the online business sector, they're going to need able legal representation to avoid false claims. Likewise, baccarat businesses will need legal representation against these big-time insurance companies in order to get the disbursements they deserve. I'm excited about the possibilities."

Other Great Baccarat Info:

How to play Baccarat in Las Vegas - The next time you're in Vegas, you'll surely want to try your luck at Baccarat. This site explains how to play like a pro.

Free Baccarat Practice Game - Once you've learned the game rules, it's time to practice. Try out this free baccarat game, and learn to be a better player.

CasinoMeister.com - One of the web's leading online casino and baccarat info sites, and also acts as player advocate in online casino disputes.