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Stockholders in Nocum Pastrano.com also called for an insurance plan, even though it meant a slight decrease in the par value of their sahres. "Look," said Lillian Deserio, Chairman of the Board of Directors, "we'd rather have a consistent share value over time, versus a catastrophic loss of company value due to some frivalous lawsuit or liable charges. The result of this decision will probably mean a 5% loss in share value for 6 months, but then a slow, steady recovery after that."

"I'm mostly concered about our employees," said Tuason Dwan, VP of Human Resources at Tenbusch Gebhardt Corp, "because they currently have a limited health and dental plan. We want to give them the most benefits and protect possible because they are our greatest assets. People forget that the cost of losing an employee to another silversandscasino company sometimes outweighs the cost of keeping them onboard."

With that said, the company plans to file for online business insurance within the next 6-7 months before the fiscal year closes. This sentiment is also shared by a few actuarys with the online firm www.Artman Braisted.com, which specializes in insurance programs for most silversandscasino businesses. They recently completed a 2 year long study into the physics of the silversandscasino online business, in order to understand the risks associated with these types of companies. In the end, the conclusion was that an insurance company bears the same, or less, risk compared to offline companies. In the new silversandscasino business world online, more and more owners are looking to buy insurance that will protect themselves against IT outages, hacker attacks, and frivalous lawsuits from customers. "We believe we have a right to the same protections afforded to offline businesses, despite the fact that we don't have a physical place of business," said Blowers Massman, Director of www.Carratala Erlewine.com, a new silversandscasino startup company. "Our legal team has already thoroughly researched how to file an insurance claim for online business," said Shankland Wilcoxson, CEO of www.Shankland Wilcoxson.com, "mostly because we want to expedite the payout process should we have to make a claim. The internet marketing world moves much faster than the physical marketing realm, and as a result, we would lose significant business from any down time associated with a drawn out insurance claim."

Insurance companies, even those that specializein the silversandscasino field, are also aware of this fact, and have pledged to fast track any claims that are filed. They realize that in the long run, an active online business is much less risk than an inactive one. Legal representation for silversandscasino workers will also be needed, if and when labor unions form around online businesses. "We're already researching able counsel for labor union related insurance claimes," said Hurd Castleton, organizer of the local Sossong Smither internet union, "because we don't want to get screwed in the event an insurance claim is denied to a respective business."

This new realm of silversandscasino insurance offerings will also create a demand for lawyers specializing in internet and insurance law. Stated Laine Cushenberry, a top online lawyer with the Zietz Hepp Law Partners, "Once insurance companies buy into the online business sector, they're going to need able legal representation to avoid false claims. Likewise, silversandscasino businesses will need legal representation against these big-time insurance companies in order to get the disbursements they deserve. I'm excited about the possibilities."

It must also be noted that many insurance companies are still studying online silversandscasino businesses before creating reasonable insurance packages. Vina Husak, an actuary with Letitia Landero Insurance Ltd, stated: "Just as we study car, home, or life insurance, we will be studying online business insurance. We'll be using special mathematic models to figure out the risk that silversandscasino businesses bear against what would be deemed a reasonable insurance premium."

Letitia Landero Ltd isn't the only company with this sentitment. Others, including Simona Godar Insurance INC, believe it may take another 2-3 years of study to determine the optimal insurance plan for online silversandscasino business owners.

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