If you’ve been keeping up with online gaming news, you probably know that a bill for legalizing online gaming in the USA recently received approval from the House Banking Committee. This is a major step towards finally legalizing internet gambling in the USA, and many have high hopes for the bill once it reaches the House floor for debate. This small triumph aside, however, the fact remains that UIGEA, passed in 2005, is still very much in effect, and it continues to choke payment processors for offshore gaming operations.

Rushmore Casino – USA Players Accepted – RTG Software – MasterCard Available

One major blow to the industry was the loss of MasterCard as a deposit method, which wreaked havoc on a number of gaming businesses. Essentially, MasterCard pulled the plug on all “uncoded” transactions to known offshore gambling operations. Uncoded transactions are the only way deposits can be processed, because they don’t specify the exact nature of what the money is for. As a result, using uncoded transactions means the credit card companies only see a purchase for goods and services, but there is no actual designation for what these goods/services are.

Aladdin’s Gold casino – USA Players Accepted – RTG Software – MasterCard Available

The loss of MasterCard apparently occurred when one casino operation coded their transactions improperly, tipping off company officials that chip purchases from USA customers were being processed below the radar. MasterCard also discovered that USA sportsbook and racebook customers were also slipping through the cracks. As a result, in order to comply with UIGEA and preserve its reputation as a leader in the credit card industry, MasterCard shut down all transactions to offshore gaming companies completely, coded or uncoded. In the ensuing weeks, both casinos and sportsbooks were scrambling to find alternatives, and many were left with no other option than to hand out as many e-wallet invitations as possible, since transactions to these services were generally unaffected.

21 Grand Casino – USA Players Accepted – Rival Gaming – MasterCard Available

All of this hubbub was a major inconvenience to players, and while the gaming companies were playing duck and cover with MasterCard, players were doing a dance of their own to find the nearest casino or sportsbook that would take their MasterCard deposit. Needless to say, this created a ton of confusion and rumors, most of which only served to make the situation more complicated than it really was.

Cherry Red Casino – USA Players Accepted – RTG Software – MasterCard Available

Now, things have *somewhat* returned to normal, although credit card processing for MasterCard is spotty at best. Most all online sportsbooks do not accept MasterCard unless you use an intermediary e-wallet like Click2Pay, EwalletXpress, or UseMyWallet. Things are slightly better on the casino side: a few companies were able to muster new payment processing alternatives that re-opened the flow of MasterCard deposits, but it’s important to note that while it is possible to attempt a MasterCard deposit, it’s not likely to clear. As a result, you may find that casinos continue to offer MasterCard in their banking section as a payment alternative even though the likelihood of a successful transaction is almost nil. If possible, it’s better to go with Visa, which still allows uncoded transactions to offshore gaming companies.

So, what USA casinos are accepting MasterCard? Caveat Emptor: They may accept MasterCard but that doesn’t mean it will go through! The following is a brief list composed by the JaxCasinos.com editorial team, current as of the date of this blog, for your consideration.

  • Rushmore Casino – USA Players Accepted – RTG Software – MasterCard Available
  • Cherry Red Casino – USA Players Accepted – RTG Software – MasterCard Available
  • Slots Oasis Casino – USA Players Accepted – RTG Software – MasterCard Available
  • Rich Casino – USA Players Accepted – TopGame Software – MasterCard Available
  • MayFlower Casino – USA Players Accepted – TopGame Software – MasterCard Available
  • Win Palace Casino – USA Players Accepted – RTG Software – MasterCard Available
  • 21 Grand Casino – USA Players Accepted – Rival Gaming – MasterCard Available
  • Aladdin’s Gold casino – USA Players Accepted – RTG Software – MasterCard Available

Good Luck from Jaxcasinos.com!